What is the Cost?
- A one-time Enrolment fee of $99 (no taxes) for new plans,
- Low 5% Administration Fee on claims, plus applicable taxes,
- No hidden costs,
- No monthly premiums!
If the grand total of your claim is less than $100, a $10 Administration fee, instead of 5%, will be charged.
What is a PHSP?
A Private Health Services Plan (PHSP) is a Canada Revenue Agency (CRA) approved health services plan for Canadian Business owners that allow them to expense medical and dental costs through their company. This is a simple, cost-effective way to provide flexible health care benefits to your employees with huge tax savings.
Our PHSP Benefits?
Employee (Plan Member) does the following:
- There is no age limit or health questionnaire,
- Low cost alternative to traditional insured plans,
- All approved health claims are a non-taxable benefit to your employees,
- The Smartin Benefits Plan is funded entirely by your business using before-tax money,
- All business costs associated with the PHSP are a 100% tax write-off,
- Our PHSP can also be used as a top-up if you already have a traditional employee group health insurance plan.
Our Commitment
Employer (Plan Owner) sends the following to Smartin Benefits:
- Smartin Benefits offers a CRA approved PHSP for business owners. We fully review each claim item for eligibility and compliance under tax rules.
- We present a simple, cost-effective and tax-efficient plan for business owners. Our fees are among the lowest, and we will waive it entirely if you are moving from another provider.
- We process all claims fast and efficiently to ensure reimbursements are issued in a timely manner. Direct deposit payment is available to all employees if they choose.
- We are committed to help business owners and their employees maximize their PHSP potential.
Let us help you maximize your PHSP potential! 587-352-9935|403-252-7202