At Smartin Benefits, we value your business and want to earn it. We are committed to help business owners and their employees maximize their PHSP potential.
Our office is located in Southern Alberta
Whether it is supplementary or full coverage, Smartin® Benefits provides the benefits employees want in the most cost-effective manner.
As an Incorporated Business, we needed the security of health care coverage but it made no sense for us to pay high monthly costs for a restrictive health plan. A Private Health Services Plan (PHSP) gave us unrestricted coverage with flexible funding options that we could control. Now we are offering this same plan to all Canadian Incorporated Businesses outside of Quebec.
Smartin® Solutions Inc. was established in 2008. It provides Information Technology Services and Solutions through Western Canada. The Smartin® Benefits offering was founded in 2011. After many months of research and evaluation, we finally became active in early 2012. Smartin® Benefits serves as an arm's length administrator for Plan Owners of a Smartin® Benefits Plan. As the administrator, Smartin® Benefits is responsible for, tracking and assessing the claims in compliance with the Canada Revenue Agency.
Smartin Benefits provides health and dental coverage in the form of a Private Health Services Plan (PHSP) or also known as a Health Savings Account (HSA) to small business owners and their employees. At the same time the small business can enjoy substantial tax savings and the employees a non-taxable benefit! The Smartin Benefits PHSP is a Canada Revenue Agency (CRA) approved Health Plan for Business owners and a low-cost alternative to Traditional Insured Plans.
No Monthly Premiums
There are no monthly fees or hidden costs. You can use your Smartin Benefits Plan as often as you like. Your business only pays when a claim is submitted to us. Learn more about our Claim process.
Pay Less Tax
All costs associated with your Smartin Benefits PHSP are funded by your Business using before-tax money. In return, this cost is a 100% tax write-off for your Business.
Employees can enjoy virtually unrestricted Health, Dental, Vision and Drugs benefits, using far less after-tax salary to pay for health care. All approved health claims are a non-taxable benefit to your Employees!